Cutco MLM Review (2023 Update): Is Cutco A Pyramid Scheme. Rather than selling products to consumers, the products are presented as a business opportunity that the purchasers. Travorium works to produce trips with thrilling activities, amazing cultural. Wealth: $125 a month. So, let's say you have a personal base of 39 customers that uses about $1,000 per month of ACN Services; you will get paid 2% of that total. The Better Business Bureau, 257 Park Ave. Definitely noy a pyramid scheme. However, because so many operate legally, it can be tough to tell the. Seller of Travel Ref. Taurethrim Pyramids are large Taurethrim brick pyramids that spawn in the Jungles of Far Harad. Its scheme is being driven by an international confederation of multilevel marketers that have collectively earned around. Pyramid schemes do not provide real products, money-back guarantees, or customer support. The government puts the poverty rate at 30%, but official figures have not kept pace with bouts of high inflation and repeated blows to the currency. , a life etiquette expert. At their peak, the nominal value of the pyramid schemes was equal to half Albania’s annual economic output. “The main distinction between MLMs and pyramid schemes is MLMs actually have a product,” says Daryl Koehn, a professor of business ethics at DePaul University in Chicago. Livegood is a so-called product-based pyramid. Travel Points cannot. I joined here when I heard my coworkers going on about the Tori Belle lashes, and and now I've gone down the rabbit hole. I'll keep thinking about it, maybe I'll come up with other things. The behavior of pyramid schemes follows the mathematics concerning exponential growth quite closely. Multi Level Marketing (MLM) schemes are a drain on our society. But they do sell actual products so makes it less of a crime. ACN, Inc. This Japanese company gives a flat rate of $340 or more. The Dream is “sort of about pyramid schemes,” as host Jane Marie says at the beginning of the new podcast series, but it takes a moment to figure out just what that means. We work to remove boundaries, introduce. 9:00 AM - 6:00 PM. Hart set records at multiple companies and became a documented Top Earner helping countless people along the way. com has been based on an analysis of 40 facts found online in public sources. No. "This is on Facebook instead of the old way of using letters because. 5 million. 27555 Ynez Rd Suite 130 Temecula 92591, California, USA. ST40079 California Seller of Travel#: 2122022-50 Washington Seller of Travel#: 603-326-747My dad falls for all the pyramid schemes. Along with the purchase of these distributorships, individuals also received commissions for recruiting other supervisors and directors, as well as for the orders of cosmetics that other people they recruited made. Actualisé le 20 janvier 2023 par. Author Jamie Bartlett calculates that only about 1- to 5% of the very top tier of the OneCoin scheme made any money. You must note that to be an active agent with Evolution Travel, the monthly recurring administrative fee is $69. When you sign up for Tranont you have to pay a $99 activation fee, Then you'll need to pay $25 per month for the support and business tools. There. #MauriceCovington #Travorium #P2STravel‼️Hey ‼️This is very important, Get In Position!! Hey I’m position for FREE🔥🔥🔥Every Person That Get In Position for. Before Mr Mavrodi switched to bitcoins, MMM was operating with Mavros as the unit of exchange. He said it was a pyramid scheme that was doomed for bankruptcy and spent $1 billion on this bet. A triforium is an interior gallery, opening onto the tall central space of a building at an upper level. But financial experts warn that multilevel marketing can disguise a pyramid scheme, which, among other things, can require that prospective salespeople buy a lot of products in advance. In January 2014, the Chinese government announced it was investigating Nu Skin following a People’s Daily newspaper report calling it a “suspected illegal pyramid scheme – Source: Reuters. This means the business is Authentic. Participants who recruit a certain number of people are promised a large payout at the end. By: Josiah Sep 29, 2023 Network Marketing. Ambassadors can earn additional shares by rank advancing. Charles Ponzi. Holiday Magic was a multi-level marketing organization, founded in 1964, by William Penn Patrick (1930–1973) in the United States. Participants attempt to make money solely by recruiting new participants into the program. A compensation plan that is fair and allows people to win at every level. 2k. A Ponzi scheme is an investment fraud that pays existing investors with funds collected from new investors. But like the clothing they sold, it. You could potentially lose all or more than the initial investment you place into a brokerage account. The bitcoin price has traded under $20,000 per bitcoin in recent weeks, a more than 70% decline from. Pyramid schemes, including their various forms such as chain letters and illegal forms of multi-level marketing, harm people that are often far from ideal victims. Members must have an active status to redeem travel points and only available travel points at the time of booking are applicable. Ponzi schemes or pyramid schemes have existed for a very long time and keeps getting modified from generation to generation. ST40079 California Seller of Travel#: 2122022-50 Washington Seller of Travel#: 603-326-747 Two indicators of a pyramid scheme: In 1972, the FTC filed a lawsuit against Koscot Interplanetary, a multi-level marketing cosmetic company. August 14, 2020 at 7:00 a. Some MLMs are illegal pyramid schemes. While many lose cash and suffer emotional, health, and other harms; victims also facilitate pyramids by actively recruiting new victims and turning them into more recruiters ad. “Environmental has been the biggest one for sure. First (and to be clear again), as I'm sure you can tell, Cutco Knives (the company) is not a scam. UNLOCKING The BLESSED LIFE for others through Ministry, Entrepreneurship & Leadership. With the Travorium membership, your travel points work to buy down rates on over 2,000 resorts around the world where you can go. The FTC ruled that Amway was not an illegal pyramid scheme according strictly to the statutory definition of. In a jointly filed status update, attorneys for both of the parties revealed that the former president will sit for deposition this summer on June 16. There are now Five and Six Star Directors who make between $400,000 and $850,000 a year on average. PlusToken is one of the latest and largest Ponzi schemes ever recorded in the crypto world. This is a typical pyramid scheme because it doesn't focus on the real product. The inherent flaw of pyramid schemes is that they must always suck in new converts to avoid collapse. These tours take place in some of the most sought after locations, and are bundled with life-changing experiences. Our partners set their own hours, set their own schedule, and leave plenty of time to make the most out of their life. Work it how it works for you. Then you have to pay a subscription fee every month based on the package you selected when you joined. Written by Paul Kim; edited by Jasmine Suarez. A pyramid scheme is a form of fraud similar in some ways to a Ponzi scheme, relying as it does on a mistaken belief in a nonexistent financial reality, including the hope of an extremely high rate of return. Koscot was charging $2,000 for the role of "supervisor. Every year Travorium plans World Tours and touring the world while experiencing culture is the goal. He died Wednesday at the Federal Medical Center in Butner, N. Pyramid schemes rely on exciting promises and buzzwords to cover up the fact that they don't have a legitimate business model. No. In addition, the distributor encourages new participants to recruit more people to earn an. 260 Peachtree St NW STE 2200. Being a slots vlogger is basically a pyramid scheme anyways, so Vegas Matt is doing the same thing now that he claimed to do in the 80s. Don't Get Caught in a Pyramid Scheme In recent years many companies have successfully utilized so-called "multi-level marketing" practices. World Tours bring together like-minded people allowing you to meet, learn, bond, relax, explore, laugh and enjoy life with other members of the Travorium family from across the globe. A Florida man is in hot water for allegedly raising $108 million from more than 800,000 investors for what he claimed was an artificial intelligence development company – but which America's Securities and. The word pyramid scheme gets thrown around a lot and it’s not always a legitimate claim. including claims it was a pyramid scheme, were “all false”. TYPES OF PYRAMID SCHEMES There are basically two types of Pyramid Schemes – the Naked Pyramid Scheme and the Product-based Pyramid Scheme. With the Travorium membership, your travel points work to buy down rates on over 2,000 resorts. Pyramid scheme, fraudulent business model that seeks to funnel revenue from recruited members to the scheme’s organizers by promising payments to members for recruiting new participants. They operate like a cult. the latest one being “travorium”. Ms. Some pyramid scheme promoters disguise their true purpose by introducing products that are overpriced, of poor quality, difficult to sell or of low value. Travel points have no redeemable dollar value and can only be used for. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright. Risk capital isA scam !! BEWARE !!! Xtra fancy pyramid scheme that will keep charging you even if you never completed sign ***** They kept pulling cash out of my account even when I tried to cancel I had to have. These trips aren’t just about the location, though. Enjoy a Getaway for as low as a dollar. and now she wants to buy more x39 products. Examples of investment fraud include cryptocurrencies, Ponzi schemes, pyramid schemes, promissory note fraud,. . Your job is to create curiosity which forces people to ask you what you are doing. 00 and commitment to. Primerica is a multi-level marketing company. The catch – there was a $3,200 entrance fee for the travel club dubbed UltraLife but they would be paid a $5,000 commission for every package sold. ” About 1. 27555 Ynez Rd Ste 130, Temecula, CA 92591-4688. In the late ’90s, Mr. The Rise and Fall of Albania's Pyramid Schemes. Before joining an MLM program, here are some things to know. . They pocket the fees and other payments. These tours take place in some of the most sought after locations, and are bundled with life-changing experiences. November 7, 2023. Human, who is Black and biracial, remembers. I was actually working. Dans cette revue vous retrouverez notre avis sur Travorium afin de savoir si la plateforme de voyage qui fait du bruit en ce moment, est bel et bien une réelle opportunité ou bien une escroquerie bien déguisée. A big contributor to Temu's popularity is their referral strategy, Sekar said, which he calls a "borderline pyramid scheme," where users are encouraged to get their contacts to download the app in. Est. Daniel Wilson, founder of Shekinah Glory Ministries, is taking advantage of the Travorium Travel Club that offers exclusive access to some of the world's most luxurious resorts, hotels. Despite the negative claims against Vector. The more people you recruit, the more money you make. The Federal Trade Commission and the state of Arkansas sued the operators of a “blessing loom” investment program, alleging that it has operated as an illegal pyramid scheme that bilked tens of millions of dollars from thousands of consumers, and targeted African Americans and harmed people struggling financially during the COVID. The choice model of white-collar crime explains that several variables facilitate these. The Vector Marketing/Cutco scam is a jobs scam. $96K. J. 10 $125 1 Star Director 600 BV 1,200 BV $10 $300 - $400 2 Star Director 2,000 BV 4,000 BV $25 $1,500 w/ $750 (with 2 Star Director Bonus)At the ninth level of a pyramid scheme in which each member must recruit only nine new members, 387 million or more people must be members to sustain the business, surpassing the population of the US, according to the Cornell Legal Information Institute. A multilevel-marketing company has been operating on TikTok since at least October 2020, with young women making bold claims about how "skinny coffees" and diet supplements helped them lose weight in an attempt to recruit others to the scheme. September 27, 2021 at 2:01 PM · 6 min read. In both, crooks promise participants gigantic profits from a supposed can’t-miss investment or business opportunity and sustain the illusion by luring more and more people into the. WRONG. Like many others, they have been embroiled in many scandals about the claims they make about their products. Herbalife agreed to "fundamentally restructure" its business and pay a $200 million fine as part of a 2016 settlement with the U. His early life was an unremarkable mishmash of menial jobs and criminal enterprise. With our Premium membership, you can book these stays for a week long almost entirely with the points you’ve banked. Private. In service to others, C. Pyramid schemes are not legal in India but such schemes continue to happen. After that you can only make money with It. Overall, there were 24,000 such complaints on file as it pertained to COVID-19. Option 3: Buy Their $100 Business Starter Kit. Definition of MLM and Pyramid schemes. A pyramid scheme is an illegal financial scam masquerading as a legitimate business. "What most people don't know is that the successful members at the top of the pyramid were making way more money from promoting the tapes, the books, and the seminars, than selling Amway. My experience with Primerica. $3. Aujourd’hui, plusieurs sociétés MLM, camouflées en de véritables pyramides de Ponzi, se. ”. Compensation must primarily be based on the sale of products and services to the ultimate consumer. Someone contacting you. Edit: I got another one! Hangnails. 00 $50. This structure has led to some critics referring to Utility Warehouse’s partner scheme as a pyramid scheme. I did a little research and it's another MLM company and they use stemcells to improve your life. "This is a typical pyramid scheme," the BBB says. A chain-mail solicitation by any other name, ‘blessing loom’ or ‘sou-sou,’ is against the law, officials say. In November 2017, Ackman's hedge fund closed out its short position in Herbalife. Atlanta, GA 30303-1292. Every month we award our members travel points that can be used in our World Tours and Getaways. Herbalife’s chief financial officer, John DeSimone, told me in. 5 BillionAt the ninth level of a pyramid scheme in which each member must recruit only nine new members, 387 million or more people must be members to sustain the business, surpassing the population of the US, according to the Cornell Legal Information Institute. 1stPhorm (Legionnaire) — workout supplements and protein powders 2xtreme Performance International — shut down by FTC as pyramid scheme; 31 — see Thirty-One Gifts; 4Life — nutritional supplements; 5Linx — various business services; 7K Metals — bullion, coins, jewellery; 8 Figure Dream Lifestyle — no products/affiliate. Sooner or later, you’ll encounter a golden. In 2003, the FTC issued a press release declaring NextGen and other “internet shopping malls” to be pyramid schemes. In 2016, one of the wolves shared with me the. We're a travel consulting agency who is partnered with Travorium. I hope you learned some important lessons on how the company operates, and what other agents think about it, so that you can decide if Primerica career is a good long-term decision for you. 50 $25. There has been a steady decrease in the number of first-time house buyers since 1980, with the biggest drop of 47% occurring from 2007 to 2008. Travorium create a brokerage account for you, receive, manage or trade any money for you or on your behalf. The company was founded in January 2001. Ponzi scheme organizers often promise to invest your money and generate high returns with little or no risk. Ambassador Pool. Vector is actually Vector Marketing, the New York sales arm of a privately held company called Cutco, which manufactures kitchen knives and claims over $200 million in annual sales. Young Living is right at the center of it. That was about half of the country’s total GDP for 1996. A "Secret Santa" around the office or with friends and family can be fun. In 2019, supplement MLM company AdvoCare agreed to pay $150 million to settle charges from the FTC that it had operated as an illegal pyramid scheme. It describes itself as “a consumer-oriented network marketing company”, adding that people can join for free, with no. The owners of the company are notorious in the profession. Mary Kay: “Enriching”. 29, 2024, a date earlier than the former president. Est. District Judge Lorna G. Network Marketing. Its scheme is being driven by an international confederation of multilevel marketers that have collectively earned around. We provide you with resources to get started quickly and run your business from anywhere. And although their triangle shaped recruitment business model was clearly a pyramid scheme, somehow they manage to fly under the radar even in countries where pyramid schemes are illegal. 00 1 Star Director $25. Multilevel marketing is legal, but pyramid schemes are not. Pyramid schemes are similar to Ponzi schemes and multi-level marketing companies, but there are important. Ambassador. But at their core, MLMs, as they’re commonly known, are nothing more than pyramid schemes. It's possible to earn income simply by selling the products. In contrast, participants in a pyramid scheme are aware that the only way they can make profits is by recruiting more people to the scheme. S. The points can go beyond 8 depending on which product is sold and how high up it is in the hierarchy. With a network of farms that reaches from a sandalwood restoration project in Hawaii to an Arabian Frankincense Distillery in Oman, the Lehi, Utah-based company has built a burgeoning wellness. It would be fine if he was into it and that’s it but he tries to convince other people to get in on it too… Has anyone heard of this company? Idk what the scheme is, I can’t find anything on the web The Dreamcation Platform. In 2016 the national. The FTC alleges LaShonda and Marlon Moore operated an illegal pyramid scheme that bilked tens of millions of dollars from thousands of consumers By Meredith Yeomans • Published June 24, 2021. It may be that the British housing market now. We think travorium. Quixtar Sued for Alleged Fraud and Racketeering. Success rates are minuscule. What the. ” That is a characterization she strongly disagrees with. U. Pyramid Scheme vs. Fast forward to present day, and his job. Payment (12) How can I make a payment on my account? How can I update my payment information? Why was I charged for my membership, when I have three partners? View all 12. These tours take place in some of the most sought after locations, and are bundled with life-changing experiences. Dive into the user-friendly Travorium e-commerce platform that allows members to book travel, access exclusive deals, and customize their trips. It has a pyramid structure: Pyramid schemes may be illegal, but that doesn’t mean they don’t exist. But paying a fee to participate and being encouraged to recruit others is the textbook definition of a pyramid scheme: “A pyramid scheme is a fraudulent system of making money based on recruiting an ever-increasing number of "investors. an organized plan for doing something, especially something dishonest or illegal that will bring…. Be Suspicious of Unsolicited Offers. What is more, in 2016, Nu Skin settled $47 million for operating a pyramid scheme after being sued by China in a Utah federal court. Learn how to get paid daily with Travorium, the world's best travel club membership. In the late ’90s, Mr. The pump and dump or rug pull scheme is another scam that racks up millions of dollars every year. Pump and Dump Schemes. And pyramid-scheme companies are also masters of the hard sell, promising big profits with little effort and urging the newcomers to join on the spot. The top 5% did well, however. Based in Concord, North Carolina, United States, ACN began operations in the United States in. The company, It Works, had its account itworkshq banned by TikTok at the beginning of April,. If he or. NexGen 3000 and Other “Internet Malls”. S. Every month we award our members travel points that can be used in our World Tours and Getaways. The lawsuit also. The SEC has taken emergency enforcement action to stop alleged pyramid schemes that violate the federal securities laws, including schemes disguised as MLM programs. 2k. Hart had incredible success in Direct Selling he was unsatisfied with the status quo. Money managers, Hollywood elite, faith organizations, etc. All 53 relevant factors checked good references on almost every box. Travorium is actively using 84 technologies for its website, according to BuiltWith. Oct 5, 2023 - Explore KylesVacations's board "Travorium" on Pinterest. Apparently, due to cautious wording in the description of their business model, they’ve gotten away with running a pyramid scheme for years. Spotting a pyramid scheme. Income depends on yor own efforts, diligence, and skill. The man behind the alleged pyramid scheme, Alex Klippax. Some MLMs are illegal pyramid schemes. Hart turned his focus to helping people transform their lives through the Direct Selling Industry. The difference between a pyramid scheme and a lawful MLM program is. The review of travorium. The scam – known as a Ponzi scheme – worked until money coming in dried up. 00 $50. 30 $40 Titanium Director 50 CSV 150 CSV $2. Mainly through a case study, this article examines Chinese women’s involvement in one form of organised crime—illegal pyramid selling—which is increasingly prevalent among female offenders in recent years in China. The exploitation lies in the free labor and money that you have to put in. Annual sales: US$ 5. This is sometimes cloaked under multi-level marketing, which is the legal form of a pyramid scheme. Although the term “Ponzi scheme” took its name from fraudster Italian Charles Ponzi, the first recorded instances of this type of investment scam can be traced as far back as the mid-1880s, carried out by the likes of Adele Spitzeder in Germany and Sarah Howe in the. 2. 8 million from a multi-level marketing company called ACN between 2005 and 2015, part of a larger "Apprentice"-tied lifeline that helped. A pyramid scheme is an investment fraud in which new participants’ fees are typically used to pay money to existing participants for recruiting new members. According to the FTC complaint, a promotional. ago freyaBubba Travorium a possible MLM? Travorium Hey all. 2. In January 2009 I was deceitfully roped into a MLM scheme known as Primerica. (iStock) Promoters of illegal “sou-sou” pyramid schemes, some using the Black Lives Matter movement to snare victims, want. Forbes Digital. Holiday Magic. We provide our clients with huge savings and discounts of over 50% off on over 100,000 hotels, resorts, cruises, dining, and activities around the world. Forbes Digital. E. This is “pay to play” and in MLM is a strong indicator of a pyramid scheme. Generally, United States laws only ban pyramid structures when no products or services are sold in an MLM business model. World Tours bring together like-minded people allowing you to meet, learn, bond, relax, explore, laugh and enjoy life with other members of the Travorium family from across the globe. com travorium. Judge Dredd le 04/06/2023 à 08:54. CST# 2141868-50 Leisure Loyalty, Inc. Hart set records at multiple companies and became a documented Top Earner helping countless people along the way. 1-10. Neither is Vector Marketing. Home based business leader & business coach in Travorium, formerly P2S Travel, building an international network of kingdom minded business owners in both Travel and Forex trading. “In pyramid schemes. How Much Income is from Travel Commissions: The data also does not disclose what percentage of the income earned is from actual travel commissions (vs. residual. 00 2 Star Director $25. It provides telecommunications, energy, merchant services and other services, depending on the country, through a network of independent sellers who also can recruit other sellers. Eliza Briscoe was told that all she had to do was put up $500 and bring in two. Health: $150 a month. 1920K. In tribute to the baseball season that’s just ended, we’ll start this blog post about an alleged pyramid scheme and supposed miraculous dietary supplements with the words of the great Yogi Berra: “ It's like déjà vu all over again. Sales Scheme or Pyramid Scheme? Utility Warehouse partners are private individuals who are tasked with recruiting new members, or customers, as well as more partners. Est. Vous êtes nombreux à vouloir voyager à moindre coût, et travailler à votre rythme. Pyramid schemes are an especially notorious form of "get rich" scams perpetrated by a. AdvoCare. The company managed to run one of the most famous pyramid schemes in US history. Although some people think that pyramid scheme originate from or are only legitimate pyramid scheme [17][18][19], and some multi-level marketing companies operate in the form of pyramid scheme. Promise of high returns with minimal riskAdministration of a customer loyalty program which provides points redeemable for discounts on travel, accommodations, activities, and entertainment; Membership club services in the nature of providing discounts to members in the field of travel, accommodations, activities, and entertainment; Membership club services,. Long story short: YTB was modeled after a typical pyramid scheme structure that preyed on hopes of those who were economically vulnerable with promises of get-rich-quick schemes that required little. Currently looking for UNPAID travel agents👀🥺 Whether most realize it they fall in this category 🥴An unpaid travel agent is someone who: 🌍Travels 🌍Books. Ponzi schemes simply require a cash investment to earn returns. A pyramid scheme hooks consumers with promises of big money, but often leaves them holding the bag in the end. Revenue Difference 0% ($0) $1 mln $1 mln 201720182019202020212022. was a multi-level marketing online music store founded in 2004 and based in New York City. 00 - 18. $96K. Many have also slammed some of the company's marketing practices and employment/recruiting side of the business. A man makes a withdrawal from ATM. Do you agree with travorium. Related: Ackman calls Herbalife a 'pyramid scheme' In 2011, about 25% of Herbalife's salespeople achieved so-called "leader status," qualifying them for commission checks. Roughly six years after its initial filing, a federal lawsuit accusing Donald Trump and his family of promoting a pyramid scheme will finally go to trial — right at the start of a presidential election year. com has been based on an analysis of 40 facts found online in public sources. MLMs employ many of the same tactics as cults to recruit and motivate members. Pyramid schemes typically require a large upfront payment to join, with a requirement to recruit other paying participants. Fortune Hi-Tech Marketing. Alongside Suarez, tons of other personalities who are passionate about debunking MLM claims have risen across platforms. Tue 15 Aug 2023 // 08:29 UTC . The average monthly salary for working representatives was $12. This. By 2006, the company reported 30,000 members using the site to sell music through its network. At the hangout he told me about an amazing job/financial opportunity and asked me to come to the next meeting with him. The word pyramid reflects the model’s. Despite the terminology, I think direct sales, network marketing, and multi-level marketing are all the same things. Doorknobs have literally zero of the characteristics that define a pyramid scheme. India has for a long time struggled with containing MLM and ponzi schemes which violate the provisions of Prize Chits. Under its parent company, Alticor, Amway has reported sales of over $8 Billion in 2020. The company, It Works, had its account itworkshq banned by TikTok at the beginning of April,. 1920K. In Omnitrition, the Ninth Circuit noted that, "An inherently fraudulent pyramid scheme that meets the Koscot factors would fall within the broad definitions of fraud [contained in the mail fraud statute, 18 U. Isabella Carapella / HuffPost. As per a November 16th notice filed by DFI’s Securities Division, GSPartners. Fake blockchain services. I'll keep thinking about it, maybe I'll come up with other things. Edit: I got another one! Hangnails. See full list on gradschools. Every month the company takes 3% of the profits of new membership sales and places them in a Global Bonus Pool to be shared by the Ambassadors. For those of you who maybe haven't heard of them Primerica is an insurance company intertwined with MLM. 8 billion . The Ponzi scheme generates returns for older investors by acquiring new. Amway’s business model is a pyramid. With the Wall Street crash of 1929, the prosperity that had funded the rise of get-rich-quick schemes vaporized. Arbonne Online Reviews. With the Travorium membership, your travel points work to buy down rates on over 2,000 resorts around the world where you. February 15, 2007. r/antiMLM • 2 yr. Every month we award our members travel points that can be used in our World Tours and Getaways. Our direct sales model allows individuals to create a lifestyle and earn part time or full time income from home. Originally the organization distributed goods such as home-care products and cosmetics. Travorium- A Better Way to A Better Life. A Romanesque triforium gallery, Lisbon Interior elevation view of a Gothic cathedral, with triforium highlighted. PRIMERICA really is a scam . Pyramid schemes, on the. By the federal definition, Mary Kay is a legitimate MLM because its sellers aren't required to build a network of recruits. Seller of Travel Ref. Here is a brief history of the legal issues the company has endured and how it’s been required to change as a result.